Investing in a high-value item is an exciting experience, but it's essential to check with your insurance agent prior to purchase. Homeowner’s policies may not provide full coverage for specific valuable items; however, Inland Marine Insurance can offer supplemental protection from potential disasters and ensure the maximum value of your investment.

In a competitive market, having a unique advantage can make all the difference. One such advantage is the use of surety bonds. Surety bonds are often seen as a requirement for certain contracts, but they can also be used to set yourself apart from other bidders and increase your chances of winning that contract and boost your creditability long-term. 

Fully insured removes risk from employer and employees. Self funded puts more risk on employer. Level funded is a mix of both. Find out which is right for you. 

Your home, equipment and livestock are important insurance considerations for your farm policy - but don't forget about valuable hay & straw commodities! It's essential to discuss coverage that includes the grain stored in structures; after all, these play a significant role when it comes to achieving success at year-end.