What is Commercial Auto Insurance?

Client Centered

Commercial auto insurance is needed to cover your Morgantown, WV  business's vehicles. From cars to large fleets - if your business owns any vehicles you need commercial auto insurance.

Commercial Auto Insurance Definition 

Commercial Auto Insurance protects businesses when a company-owned vehicle is involved in a collision, stolen, vandalized, or otherwise damaged.   

 

Commercial Auto Insurance Basics 

What Can Be Included Under a Commercial Auto Policy? 

What Can Be Included Under a Commercial Auto Policy? 

  • Collision loss
  • Comprehensive loss
  • Bodily injury coverage
  • Property damage coverage
  • Roadside assistance
  • New vehicle replacement cost coverage
  • Auto loan or lease coverage
  • Rental reimbursement
  • Expanded towing
  • Medical payments or personal injury protection
  • Hired auto physical damage with loss of use coverage
Who should have a Commercial Auto Policy? 

Who should have a Commercial Auto Policy? 

If you have vehicles that:

  • Are used for business.
  • Have commercial license plate or tag.
  • Are registered commercial.

You should also carry commercial auto coverage if you or your employees use vehicles for work-related tasks. These include, but are not limited to:

  • Going on sales calls
  • Taking packages to a shipper
  • Shopping for office supplies
  • Taking clients to the airport. 
Is telematics right for your fleet? 

Is telematics right for your fleet? 

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How to lower your commercial auto insurance

How to lower your commercial auto insurance

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Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.