What is Commercial Property Insurance?

Client Centered

Commercial property insurance protects your property and equipment. 

Commercial Property Insurance Definition 

Commercial Property Insurance,  or business property insurance, protects physical assets and properties that belong to your business from certain damage, loss, and theft.

Commercial Property Insurance Basics 

What Can Be Included Under a Commercial Property Policy? 

What Can Be Included Under a Commercial Property Policy? 

Commercial property insurance covers you building and everything in it, and some of the surrounding areas, including, but not limited to:

  • Equipment
  • Computers
  • Fences/landscaping
  • Furniture
  • Exterior signs
  • Important documents
Who should have a Commercial Property  Policy? 

Who should have a Commercial Property  Policy? 

  • You own or lease office space
  • You lease or rent equipment
  • You manufacture a product
  • You maintain inventory
  • You own physical business assets of some value

How much does commercial property insurance cost? 

  • Location - are you close to a fire station? How far are you from a fire hydrant? Is it in an area prone to natural disasters? 
  • Construction - does your building have a new roof? Is the electric and plumbing up-to-date?
  • Protection - does your building have a sprinkler system? Alarm system? 
  • Occupancy - is your building a high trafficked area? A law office would have require different options than a restaurant. 

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.