Car Insurance in Harrison County, WV

Car insurance is required

Car insurance is required

In West Virginia, you’re required by law to carry car insurance. It's easy to think all car insurance is created equal. And if all insurance is alike, what difference does it make where you get your coverage? With access to hundreds of insurance carriers, we are able to offer you our best policy at our best price to meet your unique needs. 

There is a difference

You may think you want the cheapest insurance you can find, but cheap isn't everything.


While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.


There’s no such thing as a one-size-fits-all insurance policy when it comes to your automobile.


Contact us today, and we'll help you protect what matters most. 


Want to compare quotes yourself? Try our online comparative rater tool and get multiple quotes within minutes! 

Auto insurance


Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of the following protections:

  • Liability
  • Collision
  • Comprehensive

But additional protection may include:

  • Medical Payments.
  • Emergency Road Service
  • Uninsured Motorist Protection.
State Minimum Liability Is Not Enough Coverage

State Minimum Liability Is Not Enough Coverage

West Virginia’s required limits are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident.


The state minimum liability varies by state but is shockingly low in most instances. Having coverage that meets only the state minimum could cost you a lot if you were ever in accident. 

Why We're Different

We Shop for You

As an independent agency we have dozens of insurance carriers competing for your coverage. We will compare coverage & quotes to ensure you are getting our best plan.

We Have Experience

Our experienced insurance professionals are here to formulate your personal insurance plan and help you understand the insurance programs suited for you.

We Are Here for You

Our dedicated agents are ready to serve you and can answer any questions you have about your insurance plan.

We Have Your Back

Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.

Should You Consider Telematics or Usage Based Insurance? 

Should You Consider Telematics or Usage Based Insurance? 

The pandemic may have you driving less. Considering a usage-based or telematics-driven auto insurance solution may be right for you.

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The Ten Most Important Terms On Your Auto Insurance 

The Ten Most Important Terms On Your Auto Insurance 

Understanding your auto insurance policy. The terms you should understand in your auto insurance policy.

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What’s auto insurance for, anyway?

Keep in mind that you can’t buy insurance after you have an accident. Carefully considering the position you may be in, if you should ever be in an accident, is important.

Keeping you safe is our number one priority. That means making sure your policy can protect you as much as possible.

Contact us today, we’ll show you all of your options, recommend the right limits, and make sure you receive every discount you deserve.