We know you can’t put a dollar amount on your family, but you can ensure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think.
After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining.
A million thoughts race through your head. You’re unsure of what to do or whom to call. Your first priority is your family and who will look after their well-being when you’re gone. Will you might be asking yourself:
Or will you be thinking instead of how you will choose to spend whatever time you have left secure in the fact you have a precisely calculated policy to cover your debt and funeral costs?
Recognizing everyone’s situation is unique, which means there are two types of life insurance policies to choose from:
No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.
One of the helpful agents at our firm can help you learn more about purchasing a life insurance policy. Having peace of mind knowing that when you leave this world, your family won’t be burdened with your financial hardships.
As an independent agency we have dozens of insurance carriers competing for your coverage. We will compare coverage & quotes to ensure you are getting our best plan.
Our experienced insurance professionals are here to formulate your personal insurance plan and help you understand the insurance programs suited for you.
Our dedicated agents are ready to serve you and can answer any questions you have about your insurance plan.
Want to learn more about retirement, social security, or estate strategies? We have a wealth of resources.
What is life insurance? Life insurance provides financial protection for your family in the event of your passing.
Whole life insurance, also known as permanent life insurance, lasts a policyholder’s whole lifetime, provided required premiums are paid. This is in contrast to term life insurance, which is in force for a specified period of time.
Term life insurance is surprisingly affordable – especially for young people who are healthy. Rates are tied to risk factors, such as age, sex, weight, smoking and known diseases.