Personal Auto Insurance Tailored to You

Personal Auto Insurance Tailored to You

January 10, 2021

Whether you’re purchasing your first set of wheels or shopping for better coverage, we’ve got a personal auto insurance plan that’s right for you. From families with teen drivers to the owners of classic cars, we have policies to fit everyone’s needs and monthly budget.

Our personal auto insurance covers injuries, property damage and liability claims; theft and vandalism; or losses from fire, weather-related incidents or falling objects:

  • Liability coverage for bodily injury and property damage you cause when driving
  • Collision insurance to cover the cost of fixing your car from an accident, hitting an object or a pothole, or flipping over
  • Comprehensive coverage for damage caused by something other than an accident, such as hail, fire, vandalism, theft, falling objects or a cracked windshield
  • Medical payments/personal injury protection to pay for medical bills and lost wages for you and any passengers injured in an accident
  • Uninsured/underinsured motorists coverage to protect you from other drivers who don’t have coverage or from a hit-and-run accident

Additional coverages (optional endorsements)

  • 24/7 roadside assistance, including jump-starts, tire changes, fuel delivery, and towing
  • Replacement for a total loss
  • Gap insurance to cover the difference between what you owe on your car loan and the value of the car if it’s totaled
  • Rideshare insurance if you use your car to pick up passengers for a ride-sharing company
  • Commercial auto insurance if you drive your vehicle for business
  • No-deductible glass coverage for damage to your windows
  • Specialty coverage for classic cars that insures their distinctive value and use, including shows

Other beneficial options

  • Telematics safe driving program that can reduce claims and lower your rates
  • Discounts for good drivers, defensive driving classes, anti-theft devices, and multiple vehicles insured through us
  • Savings when you bundle both your auto and homeowners policy with us

Your costs will be based on the value of your vehicle, where you drive it, your driving record, and other indicators of risk. You can include other drivers in your home on your policy if they are your dependents. If they are grown or own their own vehicle, we can help them get great coverage, too.