BRRP Has Joined the WV EMS Coalition

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Blue Ridge Risk Partners has joined the West Virginia EMS Coalition.

This exclusive partnership marks a significant milestone in our commitment to providing comprehensive risk management solutions tailored to the unique needs of EMS providers.

As part of this collaboration, Blue Ridge Risk Partners is proud to introduce an exclusive program designed specifically for members of the WV EMS Coalition. This program aims to enhance the safety and operational efficiency of EMS services across the state by offering specialized insurance solutions and risk management support.

In addition, we are excited to share that Blue Ridge Risk Partners will be partnering with Selective Insurance to deliver these insurance solutions.  Blue Ridge Risk Partners will serve as the Managing General Agency for this Selective program in West Virginia, ensuring that our EMS providers receive the highest level of service. Selective Insurance is renowned for its experience and dedication to serving the insurance needs of various industries, and together, we are confident that this partnership will bring unparalleled benefits to the WV EMS Coalition members.

Serving Our...

  • Volunteer Fire Departments
  • Fire Districts
  • Rescue Squads
  • Volunteer Ambulance Squads

Selective's Offerings

  • Property
  • General Liability
  • Automobile
  • Emergency Services Management Liability

Coverage Summaries


Emergency Services Pooling Arrangement

Selective Insurance provides a participating dividend arrangement for emergency service organizations, offering a compelling reason to choose Selective for your insurance needs. By joining the pooling program, participants have the opportunity to earn return dividends based on the pool's performance.

Program Highlights

  • Selective does not assess pool participants in
    the event of adverse loss experience.
  • No common effective date is required for
    accounts to be eligible.
  • Commercial property, general liability and
    commercial auto must be written.
  • All eligible policies are placed in the
    regional pool.


  • The first dividend calculation will take place
    one year (12 months) after the expiration of
    the pool’s effective period, and a second
    calculation will take place two years
    (24 months) after the expiration.
  • The dividend calculation is based on the loss
    experience for all members during the policy
    period. Pool returns are prorated among
    members based on the package policy
    premium paid.*

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